Tuesday, January 22, 2008

A look inside, and a Great Info Resource

In my last entry, looking back, I feel I may have painted somewhat of a boring picture for our community. That was certainly not my intention. Just, thinking about times when I was a young child, it may have seemed like there was sooo much more to do. As children, the world seems like such a huge endless space, but also at the same time, so small and almost centered around you. So maybe that's where I was headed, maybe the child inside was trying to remember the fun times, and question where they were today. Those fun times, and fun activities still exist, just not in the same areas, and not in the same form as I remember them. I think as we get older, not all, but some of us lose that sense of fun, and the world no longer seems to be so vast, and personal, it simply becomes life. We get drawn in to the norm. We become almost robotic with our daily lives and start to forget about, and lose enthusiasm for the small things in life, like going outside to make a snowman in the front yard, or running through the snowbanks with your dog, or even have a snowball fight with the kids next door. There's always something great about everyday, maybe I should turn off the auto-pilot, and start looking for that reason to smile till my cheeks hurt everyday.

So now, today I started to research information on mortgages. Along with alot of folks in America, my wife and I chose, a couple of years ago, to purchase a home. At the time, the best possible financing option was to get a 100% interest only financed mortgage with an ARM. As we have approx. 2 years left on the fixed portion of our term, I decided it would be a good idea to start making a game plan - you know, just in case our bank wants to do the maximum increase allowed each year. So just to let you know, I found a great site where there is loads of information on mortgages, links to various lenders, calculators to help you figure terms, and even a discussion board where you can post your concerns, and have actual, living people who have been there before, answer your questions and give you insight and solutions to your problems. This is a great place to find free financial advice, not from books, but from people who know, who have made the mistakes, and who can protect you from making them as well. http://www.mortgagefit.com/ I hope this will be a valuable resource for those who need it.

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